FBI says more than 500 million financial records stolen this year: How to protect yourself -
"You will be hacked Have a plan." Joseph Demarest, assistant director of the Cyber Division FBI warned a group of business leaders during a Monday cybersecurity event. This event, organized by the Round Table of financial services, sought to help business owners understand the magnitude of threats facing businesses and consumers at the moment. The figures revealed by the FBI at the event, as reported by USA Today, were shocking.
Over 500 million financial records stolen this year
According to the FBI, the hackers stole 518 million financial records over the last 12 months . In the last six months, 439 million records were stolen. The source of these flights is as follows: 35% of the site offenses, 22% of cyber espionage, 14% in the point of sale in retail transactions and 9% when credit or debit cards have been slipped. These numbers are sobering, especially when you consider that 80% - the majority -. pirated businesses do not realize that an attack had taken place until they were informed by government inspectors, suppliers or customers
In 2014, 110 million Americans have had their personal information exposed in one form or another, as explained in the Financial services Roundtable meeting. This translates to approximately 50% of adults in the United States, which is an alarming number. Obviously, this is a big problem and that does not seem to have a short-term solution, as new vulnerabilities are discovered on an almost weekly basis. As we have seen, these flights are not limited to retail stores such as Home Depot or Target -. JPMorgan Chase Bank and Fidelity Investments have also suffered recent attacks data
What can you do to protect yourself against data breaches?
Unfortunately that companies implement better safety strategies and make it less vulnerable to hackers, we all need to live with the idea that, at some point, our information will be exposed. As the statistics released by the FBI show, you have a shot 50/50 to someone you do not want to get their hands on your financial or personal information. The good news is, there are steps you can take to protect yourself against the dangers that abound. Here are some tips to help you keep your identity as safe and secure as possible:
1. Shop online carefully. According to the FBI, most financial records stolen in the past year came from violations websites. Every time you enter your bank or online payment card information to make a purchase, it is important to ensure that the site is secure. Look for a URL that begins with "https" rather than "http" and a padlock icon in your browser bar. Also, make sure that you are always visit the address of the correct site. Double-check spelling, especially if you try to connect to your online bank account. It may also be interesting to consider the Internet security software. Many of the best suites offer additional protection for online shopping, as functions of the safe money Kaspersky, which opens a secure browser window when you access certain websites.
2. Monitor your financial accounts and credit reports. fraud early detection can be the difference between the months of struggle to overthrow the costs and repair your identity and stop a thief in his tracks. We recommend always monitor your account statements as a result of a breach of security, but it is a wise habit of practicing. If you usually look through your credit card statements, then you are more able to notice if something is wrong. Many thieves who purchased credit card information stolen after the breach of the target tested to see if the cards were still working by placing a small charge less than $ 10 on them. If you do not pay attention to your statements, this is the type of load that you might miss. However, if you are used to question any charges you can not explain, you'll be able to end an illegal shopping spree before starting.
Monitoring does not prevent your financial accounts, however. It is equally important to know what is on your credit reports and ensure that someone uses your personal information to open new accounts. It is your right to request and view a copy of all three of your credit reports once a year from AnnualCreditReport.com, but there are also a number of best credit report monitoring services that will keep you in day all year round for a low monthly fee.
3. Consider getting a protection against identity theft. If you really want to stay on top of everything that happens with your personal and financial information, protection against identity theft is a great option. These not only monitor the black market services on the Internet for your information to be sure it is not used, sold or exchanged, but many also check public records, monitor your credit reports, provide reports and credit scores updates and alert you instantly to any changes or new accounts on your reports. They also have your back if you have a problem, working around the clock to help restore your identity and give you back your peace of mind. Most plans cost less than $ 20 / month, and you can even get identity theft protection for your entire family at low cost.
4. Shred your junk mail and old papers. Most recent data breaches have published the addresses of unsuspecting customers. Sneaky thieves are not above digging in bins to find something to help them with their crimes. It is important to ensure that any document or junk mail containing your personal information, such as pre-approved credit card offers, are not in the trash for someone to find. Instead, consider buying a shredder cross-cut completely destroy these documents thus can not be reconstituted back together.
5. Beware of phone calls and suspicious emails. Many breaches also expose customers phone numbers and email addresses. When this occurs, you may receive phishing e-mails or phone calls thieves who try to make you click malicious links or give over your personal information. Remember to never click on links in e-mail unless the email is from someone you know and trust. If you receive an email asking you to login to your online account, rather than clicking on the link, you must go to the website and log in there. Do not give your personal information to anyone who calls and says they are from your bank or anywhere else. Instead, hang up and find the company's phone number using Google or a business card and call to see if your information is actually needed or not.
Sobering that recent statistics, these financial and personal information are flights serving to make us all more careful with our identities. To stay in the know on data breaches and learn more tips to protect yourself, be sure to follow our blog protect against identity theft.
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