Android Pay is Coming to a phone near you :? How is it safe -
Android users rejoice: almost exactly a year after its debut of Apple Pay, Google followed with its own mobile payment system , aptly named Android Pay. According to a post on the official blog Android, the new payment system will be deployed in the coming days for users with NFC devices running 4.4+ KitKat. Similar to Apple Pay, the mobile payment feature will allow users to store their credit and debit cards, and loyalty cards, gift cards and special offers, and pay in person, in stores or applications in their phones, without the need to withdraw their portfolio. Although it shares some similarities with Apple Pay, Android mobile payment system also comes with its own unique features that users can look forward to.
How does Android Pay?
Once your cards have been entered into the application, whenever you are in a store with an NFC device, you can simply unlock your phone and place it near the terminal to make a payment . You should not open an application for it to work, and on Android at least 1 million stores across the US are already accepting Android compensation. Better yet, using the functionality in some stores will allow you to apply reward points and special offers to your transaction. In stock payments will be available immediately, while payments under are set to be released later in the year. When available, using the feature will be as simple as selecting "Buy with Android Pay" when using an application and want to make a purchase.
will support Android Pay credit and debit cards American Express, Discover, MasterCard and Visa, as well as most banks in the United States, including American Express, Bank of America, Discover, Navy Federal Credit Union, PNC, Regions Bank, USAA and US Bank. It will also support Wells Fargo, Capital One and Citi in the near future.
When it will be available for me to use?
Android said Sept. 10 it would be Android Pay rolls out "in the coming days", but not all features will be available immediately - as in-app purchases. In the middle of this week, all users running KitKat 4.4+ should be able to download and use Android Pay. Current users of Google Wallet can access Pay Android thanks to an update to the Wallet app, while those who do not already use Google Wallet can download the application from the Google Play Store when available. In future, all new NFC phone carriers, including Verizon Wireless, AT & T and T-Mobile will come with preinstalled Pay Android application.
How secure is this technology?
Android Pay no real information send credit or debit card when making a payment. Instead, a virtual account number is created to represent your account information - thus keeping your data safe. In addition, Android Pay shows a confirmation of payment for each purchase that allows you to see where the operation took place, and the name and merchant number. This is designed to help catch any potential suspicious activity. Another great feature of Android security designed in collaboration with Android Pay is the Manager of Android devices. This feature allows you to instantly lock your phone, secure it with a new password and even wipe personal information in case it is lost or stolen, which is something that is also offered by many mobile security applications .
one of the biggest concerns beyond safety for users of technologies such as Android Pay is whether you trust them completely to do all your shopping is a good idea. Batteries can die, the phones may go out of range. If you choose to use this application to your expenses, it is probably best to always keep some cash on you just in case. Otherwise you could find yourself stuck with a dead phone and no way to pay for a taxi or another necessary expense.
Although there are built-in security features, keep in mind that the lack of fingerprint scanning - an important feature of most new iPhones that secures Apple Pay - for most Android users means that someone accesses your phone could access your credit and debit cards. And even if Android is working to implement scanning fingerprints in most new phones, it is not as secure as Apple technology. So if you plan to use this feature, it is a good idea to make sure you use a lock screen with a PIN or another form of protection and secure to prevent someone from your tear phone and use it to pay for things. Whenever a new technology is introduced, those who use it should be aware that they put themselves at risk and take appropriate precautions. Time will tell if Android Pay presents real or not security issues. To learn more about the latest in mobile security, follow our blog.
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